If You're In Crisis

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Stories: 

Gerald, age 50, went to school 3 years ago in mid-life. After illness, he felt so far behind that he dropped out. Soon he was trying to pay off student loans with the same old low-paying jobs.
 
Feeling overwhelmed, Gerald didn’t act fast when he got a notice of student loan default. Now, he makes monthly student loan payments to a collection agency. But it feels hopeless -- his debt keeps growing because he can’t keep up with the interest charges...
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Left Column: 

Links

Who To Contact for Help

Bankruptcy Information

Credit Bureaus, Credit Reports, Debt and Your Rights

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Articles

How to Get Your Student Loan Tax Credit When You're in Default

Bankruptcy: The Real 7-Year Rule

Thinking of Consolidating Student Loans? Think Again!

How to Save Money on Food

Don't Put Limits On Your Life

View All In Crisis Articles and FAQs

View All Articles and FAQs

 

FAQs

What type of student loan do you have?

Dealing with collection agencies

View All In Crisis Articles and FAQs

View All Articles and FAQs

 

Blogs

New Student Loan Bankruptcy Rules Shorten Wait

We Helped Permanently Disabled Students Win Loan Forgiveness

View All Blogs

 

Research Library

Student Tax Information

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Right Column: 

Calculators

The Student Loan Whacker - In Crisis

How Much Debt Could You Pay If You Quit Smoking?

Student Loan Consolidation - Good or Bad Idea?

View All In Crisis Calculators

View All Calculators

 

Money Theatre

Advocacy and Politics (includes bankruptcy law testimony)

The 6.75% Variable Interest Rate Polka by Benjamin Keen

View All Money Theatre

 

Learning Resources and Tools

Financial Self-Defense

"Sorted" Financial Planning Tools

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Forum Archive

Should I go back to school to try and pay my student loan?

The Countdown...tell us if they say you were too late

 

Other Site Resources

The REAL Rules

Application Forms

 

Use cost-cutting strategies from In Payment and In School Resources.

These sections will also show you what loan repayment aid you might get if you're able to reinstate your defaulted loans to regain your ‘good standing.’